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*From 82,000 policies sold nationally online in 2004, see first page of Appendix A.
Typical Healthy Individual/Family Coverage
Golden Rule Single/Family HSA Saver; single applicant (M/35); family applicant (M/35), spouse (F/35), children (F/8, M/5) from Tallahassee, FL 32301. State-Guaranteed Coverage for Approximation for an Individual Policy for HIPAA-Eligible Applicant*
*Blue
Cross Blue Shield of Florida PPO Blue Choice Plan 1; single
applicant (M/35); quoted 5.12.05 from
www.bcbsfl.com and phone call
with Keith at 800.766.3737. Without specific health condition
disclosures, BCBS cannot provide a HIPAA-eligible quote. Blue Choice
benefits are available for HIPAA-eligible plans, and that premium is
about two times the normal premium. For specific quotes, please call
BCBS directly at 800.766.3737.
HIPAA-eligible individuals: Every insurance company is required to provide applicants with a policy with no exclusions for preexisting conditions. Florida guarantees coverage only to residents with health issues who are HIPAA-eligible or low-income individuals. Businesses with 1 to 50 employees have access to open enrollment guaranteed-issue plans if they can provide proof of business income in at least one of the two preceding calendar years. Florida 's state risk pool is not accepting new enrollees pending state funding Excerpted from The New Health Insurance Solutionn
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| ADDITIONAL RESOURCES FOR THE NEW HEALTH INSURANCE SOLUTION |
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