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By now you may have discovered you can save thousands of dollars each year by purchasing your own individual/family health policy, or you may be ready to switch to high-deductible health insurance, or you may have opened a Health Savings Account (HSA)—or hopefully all of these. Once you do, your healthcare paradigm shifts: You now want to cut down on your healthcare spending since each dollar you save you get to keep—and over the years these dollars could add up to hundreds of thousands of dollars in your HSA. You must learn to balance your new financial incentive to save on healthcare costs against the legitimate healthcare needs of your family. You have a new incentive to eat better, exercise more, and invest in wellness care to improve your health—since staying healthy is the best way to save on your healthcare costs. In this chapter we examine four things you should do to save on your healthcare costs:
Speak to Your Doctor about Spending Your Money as if It Were His or Her Own Money I've found that in many cases doctors already know how to spend your money as if it were their money. They are just too busy to take the time to do so, or they may be prohibited from doing so by the owners of their medical practice or by their malpractice insurance carriers. Here's how to get them to do it.
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| ADDITIONAL RESOURCES FOR THE NEW HEALTH INSURANCE SOLUTION |
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